Decided in order to make my fall budget work I’m going to implement Frugal Trenches talks about how it transformed her finances I’m going to do the same.
Why the change: simple starting after holidays we’re moving to a real simple budget, we’ve paid off enough debt that we can FINALLY live on the Wife’s pay [...]
Archive for the ‘Budgeting’ Category
FT no spending days
Posted in Budgeting on August 14, 2008 | 1 Comment »
Spending, Not Income, Determines Wealth
Posted in Budgeting on July 26, 2008 | Leave a Comment »
This from Trent (link below)
Three: Burn Rate – Spending, Not Income, Determines Wealth
Another astute point: “It is hard to see spending as a problem while all of your existing needs and many desires are being met.” I think that statement does a beautiful job of explaining why many people in America live paycheck to paycheck [...]
No Spend Days ZERO
Posted in Budgeting on July 14, 2008 | 1 Comment »
Have to admit when it comes to NOT spending I’m NOT keeping up with the Jones
JD first pointed this out
Saving now isn’t that easy
oh yes I can relate, but I am making progress. It’s easy to slip back into old habits when things aren’t so tight. One thing foccusing my attention is the fact that [...]
Rental Car Costs
Posted in Budgeting on June 22, 2008 | Leave a Comment »
Decided to make this a separate post so I can detail the extra costs and how I plan to cover it. I have a set monthly budget that it has to fit in.
Total rental cost for 6 weeks approx 700€ plus petrol* 200 = 900
-less-
6 weekend rentals @ 45 per weekend = 270
1 four [...]
Spending this Week, Goals Next Week
Posted in Budgeting on June 22, 2008 | 2 Comments »
Beginning of the week started off great was on track to set a new low in my spending when WHAMO the summer weather hit. Nothing like a few jugs of Tinto de Verano (summer wine) on a patio with freinds to throw your budget calculations off. Went out not once but twice! Shame on me [...]
Mid Week update
Posted in Budgeting on June 17, 2008 | 1 Comment »
One of the joys of a non commercial blog is I can write (or not) what I want when I want. Also this blog is more a diary than anything. I find blogging each week helps me keep on track and sort out our feelings towards money.
Mid Week UpDate
Cash out 200€ cash gone 100 balance [...]
It’s a wierd feeling
Posted in Budgeting on May 4, 2008 | Leave a Comment »
Had an interesting chat with my Dad today. told him it was a wierd feeling having cash in the bank. A while back I made several important decisions that had a huge financial impact.
1. We stopped using credit to buy things.
2. I made a clean break between Chris’ business costs and our personal expenses (more [...]
Goals 2008 sub set Tracking my Spending
Posted in Budgeting on March 30, 2008 | Leave a Comment »
Part of my goal has been to track my spending and to run all my spending through the budget. But I have to admit I’m more prone to under the radar spending than I realized. I just bought an Ipod and the money should either come from savings or my weekly spending but I’m temped [...]
Budget: Struggling a bit
Posted in Budgeting on March 27, 2008 | Leave a Comment »
I new this would happen, there’s times when money is flush and other times when money isn’t. Problem with teaching English is it’s hard to get consistent earnings. I’ve starting tracking what I take in so I can plan for it better. Last month was abit over a 1000 euros this month under 800. Unfortunately [...]
Goals 2008 subset Saving Money
Posted in Budgeting on March 25, 2008 | 2 Comments »
One of my goals was to automate the budget, a subset of that goal was to save money, after all that is the underlying purpose of my budget, one to save for an RV and two months off and secondary save and buy a house cash. Both require making savings front and centre to our [...]
