From JD
Numerous studies have demonstrated that when a purchase and the payment for it are closely linked — as when you spend cash — you are more aware of how much you spend and tend to spend less, says Dilip Soman, an economist and professor of marketing at the University of Toronto.
Very True over holidays most of my spending has been cash, carefully watching the account. But the few charges I did make seemed like free money. Confrims what I’ve been feeling for a while
nothing beats cash