From JD
Numerous studies have demonstrated that when a purchase and the payment for it are closely linked — as when you spend cash — you are more aware of how much you spend and tend to spend less, says Dilip Soman, an economist and professor of marketing at the University of Toronto.
Very True over holidays [...]
Archive for August, 2008
How True it is
Posted in Daily Spending on August 28, 2008 | Leave a Comment »
My Bare Bones Budget
Posted in Uncategorized on August 24, 2008 | 2 Comments »
NOTE: Had some problems with formating but I think I got it.
No More Spending has posted her Bare bones budget with a link back to I’ve Paid For This Twice Already’s Living In A Down Economy – Determining Your Bare Bones Budget in both cases they are posting there budgets for all to compare. Very [...]
Finally something cheaper here
Posted in Uncategorized on August 24, 2008 | 2 Comments »
From Trents blog
Starting a Bulk-Buying Co-op with Your Friends, Family, and Neighbors
4-pack of toilet paper at Sam’s Club is $1.88 (or 47 cents a roll)
and drum roll please…. it’s only 17 euro cents a roll here!
Ha it’s cheaper here!
This from JD
Posted in Uncategorized on August 24, 2008 | Leave a Comment »
this from JD
Ask the Readers: The Psychology of Credit Cards?
“I’ve paid the bill diligently each month, but since I’m using credit, and not taking money out of an account, I just can’t seem to keep track of how much money I have vs. how much I’ve charged on the card”
Noticed that myself, over holidays I’ve [...]
Cheap Travel in Europe
Posted in Uncategorized on August 20, 2008 | 2 Comments »
My niece and her husband are planning a once in a lifetime (at least till after the kids grow up) trip to Europe. To help them I put together a chart of connections and prices. Helpful since they have never been there and will be traveling on their own. They will be landing in Frankfurt, [...]
Still on Budget
Posted in Frugal Weekends on August 19, 2008 | Leave a Comment »
Quick update: just checked the bank account and reciepts and we are right on track for the budget we set. And as previously menitoned everything is being paid cash (with one exception) no credit cards. It’s going to be wierd coming home and not getting nastry surprises in the mail a month or two down [...]
Ahhh Jet Lag
Posted in Uncategorized on August 17, 2008 | 1 Comment »
Been debating what title to use for my first Canada post
1. We almost didn’t make it
This was pretty scarry, we arranged for friends to pick us up and bring us to the airport, when we got there we realized that we had left our napsack behind on the sidewalk with our tickets all our ID [...]
FT no spending days
Posted in Budgeting on August 14, 2008 | 1 Comment »
Decided in order to make my fall budget work I’m going to implement Frugal Trenches talks about how it transformed her finances I’m going to do the same.
Why the change: simple starting after holidays we’re moving to a real simple budget, we’ve paid off enough debt that we can FINALLY live on the Wife’s pay [...]
Stopping the Leak: Daily Spending
Posted in Daily Spending on August 13, 2008 | Leave a Comment »
Fighting a bad cold (almost over) so I skipped my morning walk and coffee and sleep for 2 hours but did do lunch with the wife. It’s not very often she’s in the office or has time for lunch so I’ve been taking full advantage of having her around.
shopping 14 mostly last minute toiletress for [...]
Stop the Leak: Daily Spending
Posted in Uncategorized on August 12, 2008 | 2 Comments »
This is a new feature I decided to add after seeing the sucess of Frugal Trenches No Spending Days. Since I tend to spend my money in drips and draps having no spending days would’nt help. Rather I’d put my thoughts down on my daily spending with the idea of how I can painless cut [...]